Hey,
I get this question all the time. "Phil, what even IS a wrap?"
So I finally sat down and broke it all the way down on video.
But before I get into the structure and paperwork, I want to tell you WHY we do this. Because the strategy only matters if you understand the problem we're solving.
There are families who want to buy houses. Good families. Hardworking people. First generation Americans running restaurants, working as 1099 employees, building businesses from scratch.
They have mattress money. They have income. They show up and pay on time.
But the banks won't touch them.
No credit history = No loan. Doesn't matter that they've never missed a bill in their life. Doesn't matter that they'd be the best tenants you've ever had. The banks have a very specific product, and if you don't fit the mold, you're out.
So we step in.
We become the bank for families the system overlooked.
They bring us a down payment. They pay us monthly. They're responsible for repairs. And one day, when they sell or refinance, there's an equity payout waiting for us.
First generation Americans have a TRILLION dollars in spending power. It's the fastest growing demographic in the country. And most investors are completely ignoring them.
That's why this is a blue ocean.
I broke down the full structure in this video. True wraps, contract for deed, 30-year lease options, the pros and cons of each. I'm not going to overwhelm you with all the paperwork details here because honestly, you don't need to worry about that until you have a deal in hand.
But if you want to understand the fundamentals of how we're building generational wealth while helping families become homeowners—
To your freedom,
Phil